Can I join HELPcare Clinic even if I have insurance?
Yes. HELPcare Clinic membership can provide excellent value whether you have regular health insurance or not.

HELPcare Clinic provides most of the care you need for most of your life through an affordable membership. It includes unlimited, unhurried primary care and more than 60 of the most commonly needed diagnostic blood tests at no extra charge as part of a broad range of primary care services.
If you have health insurance...
People who have health insurance typically pay out-of-pocket for laboratory tests as part of their deductible or insurance co-pays. They may save enough just on labs to pay for much of their membership.
If you have a Health Savings Account as part of your high-deductible health plan, you can pay your HELPcare Clinic membership dues using that debit card.
Your HELPcare Clinic membership will not count against your insurance deductible, but your membership likely costs much less than your deductible amount.
You still have your insurance to cover catastrophic events and hospitalizations, but your membership covers what you need on a regular basis. Learn more and join.
HELPcare Clinic offers membership, not insurance
Your HELPcare Clinic membership includes a broad range of primary care and preventive health care services, but it's not an insurance plan. HELPcare Clinic does not participate in the health insurance system.
If you get a "Coordination of Benefits" notice from your health insurance company, you should not list HELPcare Clinic as an alternate health insurance plan.
If you don't have health insurance...
Many people find the premiums for health insurance coverage that complies with the Affordable Care Act are beyond their ability to pay.
So they forego preventive care and hope for the best.
And because the prices of traditional health care are just too high, when they need care urgently it could mean a bill of hundreds of dollars for a single office visit!
We recommend that everyone find some means to cover catastrophic health care needs that may arise, including hospitalization and specialty care.
With the unlimited, unhurried care you get through a HELPcare Clinic membership, you can have a predictable and affordable cost for most of your health care.
Learn more and join.
HELPcare Clinic members also have access to health and wellness education and peer support through HELPcare Community and metabolic health coaching through HELPcare Coach.
HELPcare Coach services are offered separately for $49 per month or $499 per year, but they're included in your HELPcare Clinic membership.