How Does HELPcare Clinic Membership Work With Insurance?
HELPcare Clinic does not accept insurance or government payments of any kind.
That’s how we keep costs low and pass the savings on to you through an affordable membership.
It’s important to have health insurance or alternative health-shares like Samaritan Ministries or Zion Healthshare to protect yourself against unexpected costs that could be catastrophic.
You shouldn't need insurance for your routine, predictable expenses.
You hope you won’t have a car accident requiring you to file an insurance claim, and you hope your house won’t burn to the ground requiring you to collect on your homeowner’s policy. You never feel disappointed if you go a year without one of these claims.
Why would your attitude toward using health insurance be different? While HELPcare Clinic doesn’t participate in insurance, we work to help you get the best combination of service and price when you need care that's not provided here, depending on your preferences.
For example, we can refer you for imaging studies such as X-rays or an MRI to a provider who will accept your insurance. Or, we’ll shop around for you to find the best self-pay price, which can be hundreds or even thousands of dollars lower.
When you are setting your coverage for the following year during the open enrollment period, it may make sense to choose the highest deductible available to you to get the lowest premium costs.
Considering your current health and expectations, choosing a policy with an out-of-pocket maximum you can tolerate financially should likely be a priority too.
Through a HELPcare Clinic membership, you make it more likely that you won’t have to file any health insurance claims. It provides most of the care you need for most of your life, with no per-visit charges.
And through our corporate membership program, whether employers can provide traditional health insurance or not, they can help their employees save even more.
To find out more about how HELPcare Clinic membership can work best with your insurance, request a free copy of our informational booklet, Saving Through Membership today.
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